Phone: 860-661-0205
Email: info@asset-allies.com
Welcome.
A Different Way To Buy A Home
"We have a proven track record of turning renters into homeowners, when traditional methods seem out of reach."
Revolutionizing Real Estate:
Scot & Kara's Interview with a Real Estate Genius on Buying Homes without
Banks or Agents
Rent to Own in Connecticut
​
No agents, no banks. Bad credit and self employed accepted.
1. Choose a Home
Our programs are designed to work on properties we already own.
We offer a variety of housing options, from move-in ready single and multi-family homes, to properties that that require some updates.
2. Apply
​
Prior to accepting any funds, we will first verify your income to determine eligibility.
If you are pre=approved, we will proceed with verifying your credit record, employment status, and conducting a criminal background check.
3. Move In​
​
After being approved for the house, you must accept within 48 hours or it will be offered to another qualified applicant.
​
Make an initial payment 4-5% of home price at closing and move in the same day.
"We aim to simplify the process of purchasing a house in Connecticut.
Our straightforward alternative to homeownership offers a hassle-free solution.
With our unique approach, you can become a homeowner in just 30 days.
Even if your credit is less than perfect, verifiable income is the most important factor for us."
What Sets Us Apart?
-
No Tax Returns.
​
-
Below National Average Interest Rates.
​
-
90% Approval Rate.
Experience the ease of homeownership with our unparalleled "no doc" financing product.
Say goodbye to delays and frustrations caused by appraisers, inspectors, and underwriters - let us handle the buying process for you hassle-free.
Discover the difference of our unique homeownership solution and enjoy the peace of mind it brings.
Comparing Traditional and Alternative Ways of Buying: Exploring the Benefits of Each
Government Financing
Purchase using FHA, CHFA loans can be great for first time borrowers with access to small down payments and meet all credit, employment criteria.
They may be disadvantageous as it limits loan amounts, has higher upfront costs and ongoing mortgage insurance premiums, and has restrictions on property options and rental properties.
All Cash Purchase
Buying a house is excellent for those with access to large amounts of cash.
​
Having access to retirement accounts, savings, and liquidity provides a substantial purchase power advantage over many people in the market.
Buying a house all cash can have disadvantages, such as missed investment opportunities, lack of diversification, loss of tax benefits, and limited cash reserves.
​
Conventional Financing
A conventional mortgage is an excellent choice for individuals who have saved 15-25% for a down payment on a home.
This type of mortgage is often a more cost-effective option compared to government-backed loans, as it involves fewer fees.
Additionally, obtaining a conventional mortgage is typically easier for those with a strong credit score and stable employment.
"Secure your price now and retain the opportunity to purchase in the future through bank or alternative financing."
Alternative Home Purchase
Worrying about your credit history and any blemishes that would usually hinder your chances of getting approved for a bank loan?
With our program, we look beyond those issues, including collections, medical bills, and student debt. Our services cater to first-time homebuyers, second home enthusiasts, and investors.
Your debt-to-income ratio doesn't matter to us, and buying a home won't negatively impact your credit score.
"Say goodbye to the stress and frustration of traditional bank loans and hello to a hassle-free home buying experience."
How Do I Qualify For Rent to Own Program?
Credit Score: ​Minimum FICO score of 500:
Don't let a rocky credit past hold you back. As a lender, we evaluate your current payment behavior and overall progress to determine your suitability as a borrower.
Income:
Borrower must make 2-3x the monthly payment. Adding a co-applicant during the application process may help you reach this minimum.
Employment:
Whether self employed or a W2 Earner, you should have 6 months of steady income.
​
Background Check:
We run a background check to ensure there are no bankruptcies, evictions, criminal history.​​
"Our 20+ year mortgage eliminates the need for bank approval and their strict underwriting standards."